Disclaimer
Life Back Corp. ('LifeBack') is engaged in the business of providing introductions between people who wish to sell their life insurance policies and institutional purchasers who may be interested in purchasing such policies. Accordingly, LifeBack is not the purchaser of any policies in connection with the Life Back Program. Services offered by LifeBack are not available in all states of the United States.
Purchase offers will depend on the current health status of the insured, the face value of the policy and the premium amounts required to be paid under the policy and others. These factors are taken into account when determining the offer price. Life Back does not represent or guarantee that any purchase offer will be made or that if a purchase offer is made, that the purchase offer made to a policy seller through the LifeBack Program will be any specific amount; however, LifeBack does guarantee that any purchase offer made through the LifeBack Program will exceed the cash value of the policy - that's the 'Life Back Guarantee.' If an offer is made you can simply accept it or choose not to do so. LifeBack does not guarantee that your policy will qualify for purchase or that the sale price will equal or exceed the price that other purchasers outside of the LifeBack Program could or may pay. Since the decision to sell a life insurance policy involves an important financial asset, LifeBack recommends you evaluate the benefits and consequences of this opportunity after consultation with your own independent financial and other advisors.
Tom Bosley sold his life insurance policy prior to the creation of the LifeBack Program and is currently a paid spokesperson for the LifeBack Program.
LlFEBACK IS NOT AN AGENT, BROKER, REPRESENTATIVE, FIDUCIARY OR ADVISOR TO OR FOR A POLICY OWNER OR INSURED IN CONNECTION WITH THE SALE OF A LIFE INSURANCE POLICY, NOR IS LlFEBACK AN INSURANCE COMPANY, INSURANCE AGENCY OR INSURANCE BROKER. THE DECISION BY AN INDIVIDUAL TO SELL HIS OR HER LIFE INSURANCE POLICY SHOULD BE MADE ONLY WITH THE ASSISTANCE AND ADVICE OF HIS OR HER OWN LEGAL, FINANCIAL, INSURANCE, TAX AND OTHER ADVISORS.